VA LOAN

100% Financing Available For Veterans!

The U.S. Department of Veterans Affairs (VA) offers VA-insured loans to veterans, active-duty personnel, reservists/National Guard members and some surviving spouses. When the loan is approved, the VA will guarantee part of it. The amount of the VA’s guarantee usually depends on the size of the loan.

A VA-guaranteed loan can be used to buy a home, manufactured home or condominium; buy a lot for a manufactured home; build, repair or improve a home (including energy-efficient improvements); or refinance an existing loan. These loans can also be used for rate and term refinancing or cash-out refinancing of a primary residence.

Key elements of VA-insured loans:
Little or no down payment required
Competitive interest rates
Easier qualification requirements
Borrower does not have to pay for private mortgage insurance
Disabled Veterans do not have to pay VA Funding Fee

Streamlined VA Interest Rate Reduction Refinance (IRRRL)
FAST and Easy
No Income Verification (Just need to verify  that you are employed)
No Assets are Verified
No Appraisal Required
Must have paid last 12 month mortgage payment on time

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